... 10/1-Year Adjustable Rate Mortgage. 2 Rate effective 9.1.2020 and subject to change. Apply Now! You may encounter longer than average wait times when calling or delayed responses to email inquiries. Fixed Rate Mortgages. Low rates on fixed-rate first mortgages and home refinance from the largest Silicon Valley, California credit union. 2 No cost refinance - Borrower is responsible for paying all fees and charges related to the existing loan (for example, payoff demand, reconveyance fee and/or any prepayment penalty imposed existing lender). Stated Rate requires 80% maximum CLTV and minimum FICO 720. ... You are leaving the Visions Federal Credit Union web site. Amplify Credit Union mortgage rates are really competitive right now if you’re looking to by a home or refinance a loan in the Austin, Texas area. And credit union mortgage rates may be more competitive than rates from banks or other lenders. The privacy and security policies of the external link may differ from Visions Federal Credit Union. Ready for your next move? *APR=Annual Percentage Rate. We offer 90% financing up to $1M with PMI and 80% financing from $1M - $3M. * Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges. Longer terms and other rate available. Whether you're a first-time homebuyer in Michigan or you already own a home, Credit Union ONE meets your mortgage needs. The monthly payment on a $200,000, 30-year Fixed-Rate Refinance Loan at 3.000% (3.071% APR) is $843. Deposits in SF Fire Credit Union are insured by American Share Insurance, the largest provider of private share insurance. Apply today! These adjustable-rate mortgage rates will not increase or decrease by more than 1% from the preceding three-year (3) interest rate at each adjustment interval. Quote is based on a minimum credit score of 680 and loan amount of $100,000 at 80% LTV Your actual rate, payment, and costs could be higher. 30-Year Fixed Refinance 3.000% (3.071% APR) - up to 75% LTV. Each SF Fire Credit Union deposit and certificate account is insured up to $250,000. The borrower is responsible for payment of property taxes and insurance premiums (if due). A completed application is required prior to locking in. A $5,000 loan with a 5-year term at 3.75% APR has payments of $91.52 per month. MORTGAGES REFINANCE. SF Fire Credit Union is not insured by any state or federal government. Interest rates may increase or decrease by a maximum of 5% over the life of the loan or the number of adjustment intervals–whichever is … All rates are subject to change without notice. Ideal for home purchases and mortgage refinances; Lock in your rate for four months while you shop; Fixed-rate mortgages available in terms of … Rate … Owner occupied properties only. The interest rate is current as of December 07, 2020. Plus, don't forget that we offer mortgage refinancing, too! 1 Loan-to-value ratio equals the loan amount divided by the property's appraised value. Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. For banking by telephone, to find an ATM, or to speak to a Star One phone representative for assistance with this website, please call us at 866-543-5202 or 408-543-5202. Rates. Greylock Federal Credit Union Phone: 413-236-4000 Toll Free: 1-800-207-5555 Loans are NOT locked in at application. Mortgage Rates Due to recent events in lending markets GreenState Mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions. Current 30 year mortgage rates at Amplify Credit Union are at 3.875 percent with 1 mortgage point. Effective Date: December 17, 2020. Credit Union Mortgage Rates. Subject to credit approval. Maximum rate is 21%. 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