The UOB One debit card gets you 3% cashback on transactions made at Dairy Farm Singapore merchants, such as Cold Storage, Giant, Guardian and 7-Eleven. UOB One Card Promotions. Who is Eligible All new and existing customers who do not have salary credited into any UOB account prior to the campaign (i.e. The One Account is a secured personal bank account with The Royal Bank of Scotland plc. The UOB One Account perks. Protected by PIDM up to RM250,000 for each depositor. issued by United Overseas Bank Limited “ ... approval date, provided always that your UOB One Card account is active, valid, subsisting and/or in good standing as determined by UOB in its sole discretion and not voluntarily or involuntarily suspended, cancelled, closed or terminated anytime and for any reason whatsoever. Scan and be rewarded with UOB Mighty . $500. Let's look at its pros and cons. Sign up/in via UOB Personal Internet Banking and go to “Apply for” and choose “GIRO Arrangement”. (A) S$150 Cash Credit + (B) S$50 Shopee voucher + (D) S$40 Cash Credit Early account closure fee. You will require: Application of UOB One Account and One Card (via the online form). by simply fulfilling two criteria, i.e. You will be able to apply directly with the following Billing Organisations online: For Billing Organisations that are not found in UOB Personal Internet Banking and require dedicated GIRO forms, please download the forms here: For Billing Organisations that accept a GIRO form from UOB, you can download it. S$2,000 salary credit via GIRO OR (b) 3 GIRO debit transactions in each calendar month. Get bonus interest when the following conditions are met; Bonus Interest Rate Tier 1. Eligible Visa/MasterCard local and foreign retail transactions subjected to the exclusions mentioned below; Insurance payments made on a recurring basis on selected credit or debit cards; Total posted retail transactions by the selected Credit Card(s) principal and supplementary holder plus any spending on the selected Debit card(s); and, Transactions posted within a CALENDAR month, made through GIRO with the transaction description "GIRO-SALA”; and, successfully credited within the CALENDAR Month. Click here for full terms and conditions. Again, not an April Fool’s prank – UOB is dramatically reducing the interest rates of its highly popular UOB One account from 1st May 2020. And earn higher interest of up to 2.75% p.a.PROMOTION! 5-Day Clearing Week FAQs.Cheque Truncation System FAQs.Remittances Overview. The UOB One debit card gets you 3% cashback on transactions made at Dairy Farm Singapore merchants, such as Cold Storage, Giant, Guardian and 7-Eleven. Download it, You need to make 3 GIRO debit transactions payable to any billing organisation with the bank, within the calendar month, You can use the GIRO form to facilitate your GIRO instructions. If applicable, you can use the template we have developed for you to send it to your HR department. The UOB One Account For the past few years, the UOB One Account has been one of the most popular high interest savings accounts in Singapore. It will be displayed as the first name under the Account Holder’s Name. interest. *The UOB Savings Bonanza (16 October 2020 to 31 December 2020) is valid from 16 October 2020 to 31 December 2020, both dates inclusive. Be the first 200 applicants (per month) to: 3Up to S$280 cash credit and vouchers comprises 4.1. Let your spending do the earning. UOB One Account. UOB One Account Revised Interest Rates from 1 November 2020 The reduction in interest rates for the UOB One Account is pretty thorough. 1Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. The UOB Stash is one such account. Compare it with UOB One account. Conditions of Bonus Interest Rate Tier 1. Member of PIDM. Announcement: With effect from 1 November 2020, the prevailing interest rate for the UOB One Account will be revised. The UOB One is offered by the United Overseas Bank (UOB) and is considered as one of the most popular high-yield savings accounts by a bank in Singapore. UOB One Account Review 2020: New Interest Rates for UOB One Account From 1 November 2020. UOB One Account . For illustration purposes only: Account Holder’s Name: Ms Wendy Tan &/or Ms Alice Tan Primary Account Holder: Ms Wendy Tan Secondary Account Holder: Ms Alice Tan. The UOB One Account. Tip:To credit your salary credit to the UOB One Account, you will need to notify your HR department on your new account number. With effect from 1 February 2021, please be informed that transactions involving payments to hospitals, automobile parking lots and garages will be excluded from the list of monthly qualifying spend for the UOB One Card, One Debit Card and the awarding of bonus interest on the UOB One Account. Personal Internet Banking Welcome to UOB Personal Internet Banking Remember my Username. assuming you max out the S$75,000 account balance on your UOB One Account. This includes an additional interest of 1.5%- 3.88% added to your One bank account if you make the qualifying purchases and deposits.⁵ . Terms and conditions apply. Meet card spend of min. (Joint account now available online) Get up to S$1005,6,8 when you apply online for UOB One Account. The UOB One Account is a high interest savings account, similar to the DBS multiplier and OCBC 365 account. Get one today. This means that you’ll get to earn up to 2.75% p.a.10 on your savings! and conditions. Show More Products. 193500026Z. 4.2. Miscellaneous fees. Monthly service fee. Remember my … I don’t think there’s much of a reason to consider this account now, except if you have $75,000, can live with barely 1.8% pa interest, and don’t have a proper salary credit to qualify for other accounts. Does it live up to its name as a decent stash-and-forget savings account in Singapore? Earn higher interest rates of up to 2.50% p.a.1 on your savings with UOB One Account. Customer who initiated the application will be defaulted as the Primary Account Holder. Company Ranking 11 120. An email will be generated to the joint applicant to inform him/her that he/she has been nominated by the main applicant. Base Interest is calculated at the end of each day based on each day-end balance and Bonus Interest is calculated at the end of each calendar month based on the monthly average balance. A) S$20 Shopee Vouchers and B) S$80 cash credit or, The UOB One Account has always been one of the more popular choices amongst Singaporeans due to the benefits and rewards they provide. Lower Interest Rates for UOB One Account Effective 1st May 2020. approval date. Financial bloggers such as HeartlandBoy have written extensively about how it works, and how they have personally leveraged on their accounts to good effect. Please enable JavaScript to view the page content. Maintain the fresh funds deposited into your new UOB account for 6 consecutive months. Similar to DBS Multiplier, its base interest rate starts at 0.05% p.a and can go all the way up to 2.50% p.a. AVG DAILY BALANCE. No. Standard Chartered JumpStart Account. You will require: 2Enjoy up to 5% cash rebate based on a retail spend of S$2,000 and min. Now, you can open and transact with your account instantly. See here for full list of retail transactions. UOB One Account Review (2020) The UOB One Account easily gets you higher interest on your first $75,000, by crediting your salary and spending $500 on a UOB credit card. Find out more. You need to make a minimum of 3 GIRO debit transactions payable to any Billing Organisations with the bank. (previously 3.68%) on your first S$75,000.The extra bonus interest rates are only available when account holders fulfil these categories: Cardmembers who have been awarded the quarterly cash rebate will get an additional 5% rebate on the total Dairy Farm Singapore such as Cold Storage, Giant, Guardian, 7-Eleven, Marketplace, Jasons, Jasons Deli, Grab (excludes mobile wallet top-ups), Shopee Singapore (excludes Shopee Pay) and UOB Travel (excludes online and flight only bookings) transactions successfully charged and posted to the Card Account in each statement month. However, these rebates are … 1 Maximum effective interest rate (EIR) on the One Account is 0.25% p.a. (C) S$80 Cash Credit (for new-to-UOB Deposits customers) With the revised interest rates, the UOB One Account will enable customers to earn interest of up to 2.50% p.a. Plus, up to 5% rebate on all retail spend, Get up to S$280 when you apply online for both One Account, S$80 Cash Credit (for new-to-UOB Deposits customers), S$40 Cash Credit (for existing UOB Deposits customers as at 31 Oct 2020), Important information on the use of UOB Accounts and Services, UOB INFINITY (DIGITAL BANKING FOR BUSINESS), Instalment Payment Plan's Terms and Conditions, TERMS AND CONDITIONS FOR ACCOUNTS AND SERVICES, CPFIS & SRS Corporate Actions Information, Successfully sign up for UOB One Credit Card, Successfully sign up for any other UOB Credit Card, Successfully sign up for UOB One Debit Card online. The UOB One Account easily gets you higher interest on your first $75,000, by crediting your salary and spending $500 on a UOB credit card. Cardmembers who have been awarded the quarterly cash rebate will get an additional 1% rebate on the Singapore Power utilities bill (excluding payments via AXS) successfully charged and posted to the Card Account in each statement month. Worse, the interest rate drops to a negligible 0.05% if one fails to spend at least $500 per month on a participating UOB Credit Card. To earn first tier interest rate of 0.25%. The Losers Of The Revised UOB One Savings Account . Step 1: Register your interest via online participation form below between 18 November 2020 to 31 December 2020 ("Participating Period"): Step 2: Credit your salary of at least S$2,000 via GIRO into your UOB One Account on a monthly basis from 1 January 2021 onwards. Download it, Successfully open a new Eligible UOB Account, Deposit at least S$5,000 of fresh funds into your new UOB account by 31 Dec 2020; and. A) S$20 Shopee Vouchers and C) S$40 cash credit or, for deposits of S$75,000, provided customers meet the criterion of S$500 Card Spend in each calendar month. Despite the simplicity, account holders can earn up to a relatively competitive … Please note that you can only choose to participate in either the Silver Tier, the Gold Tier OR the Platinum Tier for this Promotion. Related Questions. 3% rebate* on Shopee Singapore (excludes Shopee Pay) Terms and conditions. S$2,000). All promotions are applicable for the Primary Account Holders only unless otherwise stated. Click here for full terms and conditions. UOB One Savings Account is a great option for consumers seeking high interest rates without the complicated tracking associated with most multi-product accounts. Only for first 400 UOB One Debit Visa Card and first 400 UOB One Debit Mastercard applicants per month who make at The biggest drop is for those who have between $15,001 – $30,000 in their accounts; with interest rates being cut -0.30%.. Plus, for a limited period only, earn additional interest of 0.25% p.a.9 on your savings when you credit salary of at least S$2,000 into your UOB One Account. How it works UOB One gives interest in tiers, so I have included the blended interest rate in … Stand to receive up to S$280 cash credit and vouchers when you apply online for a new UOB One Account now! By having $60,000 in your account balance, your total interest rate is $525/$60,000 = 0.875% if you spend $500 on your UOB one card plus crediting your salary or making 5 giro transactions. (A) S$150 Cash Credit (for new-to-UOB Credit Cardmembers) Maximum effective interest rate (EIR) on the One Account is 1.00% p.a. Enjoy up to 10% cash rebate on your daily spend at Dairy Farm Singapore, Grab, Shopee Singapore, UOB Travel spend and 6% rebate on Singapore Power utilities bill! Make a minimum of S$500 eligible card spend^ on eligible UOB Credit Card or UOB Debit Card to earn bonus interest on the UOB One Account. Personal Internet Banking Welcome to UOB Personal Internet Banking Remember my Username. Upon opening a UOB Stash Account, you will receive a UOB One Debit Mastercard. Instant Account Opening for UOB One Account, Deposit at least S$5,000 of fresh funds into your new UOB account by 31 Dec 2020; and. Each customer can only hold 1 One Account as Primary Account Holder. The operating mandate will be Joint-OR (either party to sign). Overseas spend with the UOB One Card Early account closure fee. Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. 8S$20 Shopee vouchers: Limited to the first 400 new-to-UOB One Debit Visa Card and first 400 new-to-UOB One Debit Mastercard applicants per calendar month who successfully apply for a new UOB One Debit Visa Card or One Debit Mastercard respectively from 1 Nov to 31 Dec 2020 and make at least 3 Shopee transactions within 30 days from the card approval date. Monthly average balance is the summation of each day end balance for each month divided by the number of calendar days for that month. Apply for a new UOB account 24/7 by retrieving your personal information with MyInfo. Regardless your reasons for saving, ’tis the season to be rewarded with gifts (worth up to S$1,398)* from Samsung, Samsonite or BRUNO and many more when you deposit fresh funds into your UOB One Account and SMS in to register for a chance to play the Savings Bonanza online game, available for play in December 2020! Earn higher interest rates of up to 2.50% p.a. Pay with UOB Debit/ Credit Card to earn rewards while doing the things you love, reap higher interest rates for your deposit while you … *Total interest is equivalent to Base Interest plus Bonus Interest; where current Base Interest is 0.05% p.a. Go paperless with 5 years of stored electronic statements from the time you subscribe. Do note that the interest rates declines in tiers if the deposit inside the UOB One Account is less than $50,000. In keeping the UOB One Account rewarding for our customers, the existing qualifying criteria for bonus interest remains unchanged. 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